What is the True Cost of the Elimination Period?
Examples Based on a $310.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$55,800
$27,900
$18,600
$9,300
$0
53
$58,590
$29,295
$19,530
$9,765
$0
54
$61,520
$30,760
$20,507
$10,253
$0
55
$64,595
$32,298
$21,532
$10,766
$0
56
$67,825
$33,913
$22,608
$11,304
$0
57
$71,217
$35,608
$23,739
$11,869
$0
58
$74,777
$37,389
$24,926
$12,463
$0
59
$78,516
$39,258
$26,172
$13,086
$0
60
$82,442
$41,221
$27,481
$13,740
$0
61
$86,564
$43,282
$28,855
$14,427
$0
62
$90,892
$45,446
$30,297
$15,149
$0
63
$95,437
$47,718
$31,812
$15,906
$0
64
$100,209
$50,104
$33,403
$16,701
$0
65
$105,219
$52,610
$35,073
$17,537
$0
66
$110,480
$55,240
$36,827
$18,413
$0
67
$116,004
$58,002
$38,668
$19,334
$0
68
$121,804
$60,902
$40,601
$20,301
$0
69
$127,895
$63,947
$42,632
$21,316
$0
70
$134,289
$67,145
$44,763
$22,382
$0
71
$141,004
$70,502
$47,001
$23,501
$0
72
$148,054
$74,027
$49,351
$24,676
$0
73
$155,457
$77,728
$51,819
$25,909
$0
74
$163,230
$81,615
$54,410
$27,205
$0
75
$171,391
$85,696
$57,130
$28,565
$0
76
$179,961
$89,980
$59,987
$29,993
$0
77
$188,959
$94,479
$62,986
$31,493
$0
78
$198,407
$99,203
$66,136
$33,068
$0
79
$208,327
$104,163
$69,442
$34,721
$0
80
$218,743
$109,372
$72,914
$36,457
$0
81
$229,680
$114,840
$76,560
$38,280
$0